35 ROSE AVENUE
Sheriff sale Lancaster County Sheriff sale listings · checked Sep 21, 2026
Sale dateNov 25, 2026Case #CI-26-03244PlaintiffCSMC 2021-RPL4 TRUSTDefendantPECK, FRANCES P.AttorneyHLADIK ONORATO AND FEDERMAN, LLP · 215-855-9521Judgment$189,716Parcel360-12115-0-0000Sourcecounty listing ↗
AVM value$284,000
RealEstateAPI estimate, Aug 21, 2026 — not an appraisal
Judgment$189,716
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$63,000
model: heavy tier · $55/sqft × 1,148 sqft — no inspection; range $44,000–$88,000
Potential profit$8,564
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Household Finance Consumer Discount Co, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Aug 21, 2026 | $284,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $189,716 |
| Rehab (heavy tier) | model: $55/sqft × 1,148 sqft, no inspection | − $63,000 |
| Selling & holding | model: 8% of AVM value | − $22,720 |
| Potential profit | screening estimate — not underwriting | $8,564 |
Valuation RealEstateAPI · Aug 21, 2026
AVM value (estimate)$284,000Est. open loans$154,930Owner equity$208,975Assessed value$132,700County market value$132,700Annual taxes$2,839
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,148 sqftLot8,712 sqftYear built1953Stories1
Ownership RealEstateAPI (deed/assessor records)
OwnerRichard Peck & Frances PeckOwner occupiedYesVacantNoYears owned24.5Last saleSep 27, 2001 · $0Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Dec 18, 2006 | Household Finance Consumer Discount Co | $154,930 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Dec 18, 2006 | Household Finance Consumer Discount Co | $154,930 | Unknown |
| Apr 16, 2026 | Household Finance Consumer Discount Company | $154,930 | — |
| Oct 17, 2005 | Wells Fargo Financial Pennsylvania Inc | $135,315 | Unknown |
| Oct 17, 2005 | Wells Fargo Financial Bank | $6,000 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 27, 2001 | $0 | Richard M Peck Iii, Frances F Peck | Frances P Peck, Richard M Peck Iii |