767 FARMDALE RD
Sheriff sale Lancaster County Sheriff sale listings · checked Sep 21, 2026
Sale dateJan 27, 2027Case #CI-24-04528PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantHALDEMAN, TONI L.AttorneyPURCELL, KRUG & HALLER · 717-234-4178Judgment$157,181Parcel300-26868-0-0000Sourcecounty listing ↗
AVM value$400,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$157,181
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$69,000
model: medium tier · $35/sqft × 1,976 sqft — no inspection; range $48,000–$97,000
Potential profit$141,819
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Gateway Funding Diversified Mtg Svcs Lp, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $400,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $157,181 |
| Rehab (medium tier) | model: $35/sqft × 1,976 sqft, no inspection | − $69,000 |
| Selling & holding | model: 8% of AVM value | − $32,000 |
| Potential profit | screening estimate — not underwriting | $141,819 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$400,000Est. open loans$192,001Owner equity$255,607Assessed value$195,700County market value$195,700Annual taxes$4,745
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths2Living area1,976 sqftLot16,553 sqftYear built1977Stories2
Ownership RealEstateAPI (deed/assessor records)
OwnerJames Rowe Jr & Toni HaldemanOwner occupiedYesVacantNoYears owned14.9Last saleSep 29, 2011 · $197,000Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 29, 2011 | Gateway Funding Diversified Mtg Svcs Lp | $192,001 | Fha |
| Second | Sep 8, 2021 | Department Of Housing & Urban Dev | $22,631 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 8, 2021 | Department Of Housing & Urban Dev | $22,631 | Fha |
| Sep 29, 2011 | Gateway Funding Diversified Mtg Svcs Lp | $192,001 | Fha |
| Mar 10, 2008 | Not Provided | $130,000 | — |
| Jan 30, 2008 | Mennonite Financial Fcu | $155,000 | Credit Line (Revolving) / HELOC |
| Jan 14, 2003 | Fulton Bank | $18,882 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 29, 2011 | $197,000 | James W Rowe, Toni L Haldeman | Mildred Garcia, Mark Sprague |
| Jul 30, 1999 | $117,000 | Martin T Herr, Melissa J Herr | Clayton National Inc, Bank United |
| May 26, 1999 | $4,212 | Bank United | Ernest Thompson, Lori A Elliott Thompson |