5 GARDEN COURT
Sheriff sale Lancaster County Sheriff sale listings · checked Sep 21, 2026
Sale dateJan 27, 2027Case #CI-25-09054PlaintiffNORTHWEST BANK f/k/a NORTHWEST SAVINGS BANKDefendantNAUMAN, JOHN S.AttorneyMCGRATH MCCALL, P.C. · 412-281-4333Judgment$322,935Parcel150-41515-0-0000Sourcecounty listing ↗
AVM value$394,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$322,935
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st Senior lien · high confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$70,000
model: medium tier · $35/sqft × 1,993 sqft — no inspection; range $49,000–$98,000
Potential profit$-30,455
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Northwest Bank, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff name matches the recorded first-position mortgage.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $394,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $322,935 |
| Rehab (medium tier) | model: $35/sqft × 1,993 sqft, no inspection | − $70,000 |
| Selling & holding | model: 8% of AVM value | − $31,520 |
| Potential profit | screening estimate — not underwriting | $-30,455 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$394,000Est. open loans$168,000Owner equity$249,101Assessed value$246,000County market value$246,000Annual taxes$6,534
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area1,993 sqftLot23,087 sqftYear built1997
Ownership RealEstateAPI (deed/assessor records)
OwnerJohn Nauman & Valorie NaumanOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Oct 24, 2019 | Northwest Bank | $168,000 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 24, 2019 | Northwest Bank | $168,000 | Stand Alone Second / Subordinate Position |
| Sep 25, 2018 | Union Community Bank | $65,000 | Credit Line (Revolving) / HELOC |
| Jan 29, 2016 | Union Community Bank | $62,000 | Unknown |
| Apr 23, 2015 | Union Community Bank | $35,000 | Unknown |
| Oct 5, 2012 | Northwest Savings Bank | $136,000 | Conventional |
| Dec 4, 2009 | Northwest Savings Bank-Br201 | $23,500 | Unknown |