16698 GRANT COURT
Sheriff sale York County Sheriff attorney portal · checked Sep 21, 2026
Sale dateFeb 1, 2027Case #2016-SU-000215-06PlaintiffU.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION, AS TRUSTEE, AS SUCCESSOR-IN-INTEREST TO U.S. BANK NATIONAL ASSOCIATION, SUCCESSOR TRUSTEE TO LASALLE BANK NATIONAL ASSOCIATION, ON BEHALF OF THE HOLDERSDefendantELLISON, HERMAN A.AttorneyHLADIK, ONORATO AND FEDERMAN, LLP · 215-855-9521Judgment$534,166Opening bid$816,004Parcel450001100100000000Sourcecounty listing ↗
AVM value$594,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$534,166
county filing
Opening bid / upset$816,004
york.pa.realforeclose.com
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$131,000
model: medium tier · $35/sqft × 3,744 sqft — no inspection; range $92,000–$183,000
Potential profit$-400,524
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (First Guaranty Mortgage Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $594,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $816,004 |
| Rehab (medium tier) | model: $35/sqft × 3,744 sqft, no inspection | − $131,000 |
| Selling & holding | model: 8% of AVM value | − $47,520 |
| Potential profit | screening estimate — not underwriting | $-400,524 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$594,000Est. open loans$396,300Owner equity$364,651Assessed value$419,030County market value$419,030Annual taxes$11,596
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths4Living area3,744 sqftLot11,805 sqftYear built2005
Ownership RealEstateAPI (deed/assessor records)
OwnerMonica EllisonOwner occupiedYesVacantNoYears owned12.4Last saleApr 10, 2014 · $0Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 29, 2005 | First Guaranty Mortgage Corp | $396,300 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 29, 2005 | First Guaranty Mortgage Corp | $396,300 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| Aug 20, 2012 | Mers, Inc | $396,300 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 10, 2014 | $0 | Monica Ellison | Herman A Ellison, Monica Ellison |
| Sep 29, 2005 | $440,387 | Herman A Ellison, Monica L Ellison | Nvr Inc, Ryan Homes |
| Jun 3, 2005 | $125,000 | Nvr Inc, Ryan Homes | Presidential Heights Associates |