2 RUSSIAN OLIVE DRIVE
Sheriff sale York County Sheriff attorney portal · checked Sep 21, 2026
Sale dateFeb 1, 2027Case #2025-SU-001687PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantLOWRIE, EXECUTRIX OF THE ESTATE OF FRANCINE N. PEER, DECEASED, LEAH LEEAttorneyBROCK & SCOTT PLLC · 844-856-6646Judgment$93,088Opening bid$93,892Parcel390000804270000000Sourcecounty listing ↗
AVM value$168,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$93,088
county filing
Opening bid / upset$93,892
york.pa.realforeclose.com
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$34,000
model: medium tier · $35/sqft × 980 sqft — no inspection; range $24,000–$48,000
Potential profit$26,668
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Cardinal Financial Company Lp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $168,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $93,892 |
| Rehab (medium tier) | model: $35/sqft × 980 sqft, no inspection | − $34,000 |
| Selling & holding | model: 8% of AVM value | − $13,440 |
| Potential profit | screening estimate — not underwriting | $26,668 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$168,000Est. open loans$103,098Owner equity$56,031Assessed value$59,650County market value$59,650Annual taxes$1,652
Property RealEstateAPI (county assessor data)
TypeTownhouseBeds2Baths2Living area980 sqftLot3,485 sqftYear built1985
Ownership RealEstateAPI (deed/assessor records)
OwnerFrancine PeerOwner occupiedYesVacantNoYears owned7.0Last saleSep 23, 2019 · $105,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 23, 2019 | Cardinal Financial Company Lp | $103,098 | Fha |
| Second | Jan 6, 2022 | Dovenmuehle Mortgage Inc | $25,500 | Fha |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 6, 2022 | Dovenmuehle Mortgage Inc | $25,500 | Fha |
| Sep 23, 2019 | Cardinal Financial Company Lp | $103,098 | Fha |
| Jun 22, 2007 | National City Bank | $24,700 | Unknown |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 23, 2019 | $105,000 | Francine N Peer | Janelle E Hinkle, Janelle Tolan |
| Jul 6, 2012 | $105,000 | Janelle E Hinkle | Keith D Goddard, Julie M Goddard |
| May 27, 2010 | $104,000 | Keith D Goddard | Heather M Kotalik |
| Jun 22, 2007 | $98,905 | Heather M Kotalik | Edward J Bobb, Edward J Bobb Iii |
| Sep 30, 2005 | $80,000 | Edward J Bobb | Kimberly K Gibney, Kyle K Gibney |
| Feb 20, 2003 | $64,900 | Kimberly Doyle | Ann M Alexander, James G Alexander |