41 FRANKLIN STREET A/K/A 41 SOUTH FRANKLIN STREET
Sheriff sale York County Sheriff attorney portal · checked Sep 21, 2026
Sale dateFeb 1, 2027Case #2026-SU-002760PlaintiffM&T BANKDefendantTHE UNKNOWN HEIRS OF FLO N. HOFFMAN DECEASEDAttorneyKML LAW GROUP, P.C. · (215) 627-1322Judgment$79,852Sourcecounty listing ↗
AVM value$260,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$79,852
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$41,000
model: medium tier · $35/sqft × 1,165 sqft — no inspection; range $29,000–$57,000
Potential profit$118,348
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Manufacturers & Traders Trust Co, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $260,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $79,852 |
| Rehab (medium tier) | model: $35/sqft × 1,165 sqft, no inspection | − $41,000 |
| Selling & holding | model: 8% of AVM value | − $20,800 |
| Potential profit | screening estimate — not underwriting | $118,348 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$260,000Est. open loans$75,000Owner equity$201,722Assessed value$87,760County market value$87,760Annual taxes$3,048
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,165 sqftLot6,665 sqftYear built1950
Ownership RealEstateAPI (deed/assessor records)
OwnerFlo HoffmanOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 20, 2016 | Manufacturers & Traders Trust Co | $75,000 | Credit Line (Revolving) / Heloc |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 20, 2016 | Manufacturers & Traders Trust Co | $75,000 | Credit Line (Revolving) / Heloc |
| May 26, 2006 | Manufacturers & Traders Trust Co | $65,000 | Credit Line (Revolving) / HELOC |