1433 WEST KING STREET
Sheriff sale York County Sheriff attorney portal · checked Sep 21, 2026
Sale dateFeb 1, 2027Case #2026-SU-002531PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantTHORNE GUTHRIDGE, CLEOAttorneyPURCELL, KRUG & HALLER · (717) 234-4178Judgment$174,840Opening bid$175,240Parcel880000600130000000Sourcecounty listing ↗
AVM value$196,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$174,840
county filing
Opening bid / upset$175,240
york.pa.realforeclose.com
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$84,000
model: heavy tier · $55/sqft × 1,536 sqft — no inspection; range $59,000–$118,000
Potential profit$-78,920
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Nfm Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $196,000 |
| Purchase basis (opening bid) | york.pa.realforeclose.com | − $175,240 |
| Rehab (heavy tier) | model: $55/sqft × 1,536 sqft, no inspection | − $84,000 |
| Selling & holding | model: 8% of AVM value | − $15,680 |
| Potential profit | screening estimate — not underwriting | $-78,920 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$196,000Est. open loans$167,411Owner equity$30,890Assessed value$79,840County market value$79,840Annual taxes$3,990
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths1Living area1,536 sqftLot2,439 sqftYear built1900
Ownership RealEstateAPI (deed/assessor records)
OwnerCleo GuthridgeOwner occupiedYesVacantNoYears owned3.3Last saleMay 11, 2023 · $170,500Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 11, 2023 | Nfm Inc | $167,411 | Fha |
| Second | May 26, 2023 | Pennsylvania Housing Finance Agency | $8,525 | Stand Alone Second / Subordinate Position |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| May 26, 2023 | Pennsylvania Housing Finance Agency | $8,525 | Stand Alone Second / Subordinate Position |
| May 11, 2023 | Nfm Inc | $167,411 | Fha |
| May 26, 2023 | Pennsylvania Housing Finance Agency | $8,525 | Stand Alone Second / Subordinate position |
| May 31, 2023 | Not Provided | $167,411 | — |
| Jun 11, 2007 | Jpmorgan Chase Bank Na | $78,027 | FHA |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 11, 2023 | $170,500 | Cleo Thorne Guthridge | Troy A Knaub, Susan Patricia Knaub |
| Oct 26, 2022 | $65,000 | Troy A Knaub, Susan Patricia Knaub | Courtney L Hilbert, Thomas L Hilbert |
| Oct 15, 2004 | $69,900 | Courtney L Buffington | Joanne M Sowers, Joanne M Rose |