2844 BANKS STREET
Sheriff sale Dauphin County Sheriff portal · checked Sep 21, 2026
Sale dateJan 14, 2027Case #2025-CV-05311 (6)PlaintiffFREEDOM MORTGAGE CORPORATIONDefendantROBINSON, JUSTINAttorneyBROCK & SCOTT PLLCJudgment$108,815Parcel51-002-026Sourcecounty listing ↗
AVM value$197,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$108,815
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$62,000
model: heavy tier · $55/sqft × 1,120 sqft — no inspection; range $43,000–$87,000
Potential profit$10,425
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Homebridge Financial Services Inc, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $197,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $108,815 |
| Rehab (heavy tier) | model: $55/sqft × 1,120 sqft, no inspection | − $62,000 |
| Selling & holding | model: 8% of AVM value | − $15,760 |
| Potential profit | screening estimate — not underwriting | $10,425 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$197,000Est. open loans$103,098Owner equity$101,036Assessed value$56,000County market value$56,000Annual taxes$2,228
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,120 sqftLot3,485 sqftYear built1930
Ownership RealEstateAPI (deed/assessor records)
OwnerJustin RobinsonOwner occupiedYesVacantNoYears owned4.9Last saleSep 30, 2021 · $105,000Distress flagsauction, preForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Sep 30, 2021 | Homebridge Financial Services Inc | $103,098 | Fha |
| Second | Sep 30, 2021 | County Of Dauphin | $3,000 | Purchase Money Mortgage |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Sep 30, 2021 | County Of Dauphin | $3,000 | Purchase Money Mortgage |
| Sep 30, 2021 | Homebridge Financial Services Inc | $103,098 | Fha |
| Sep 20, 2023 | Mortgage Electronic Registration Systems Inc As Mortgagee As Nominee For Homebridge Financial Services Inc Its Successors And Assigns | $103,098 | — |
| Aug 25, 2010 | Sovereign Bank | $85,843 | FHA |
| Jul 17, 2008 | Belco Community Credit Union | $72,330 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Sep 30, 2021 | $105,000 | Justin Robinson | Gamma One Llc |
| Mar 18, 2021 | $63,000 | Nicholas R Chimienti Jr | Matthew R Krupp |
| Aug 25, 2010 | $87,000 | Tyrell A Spradley | Richard W Weaver |