621 N. 16TH STREET
Sheriff sale Dauphin County Sheriff portal · checked Sep 21, 2026
Sale dateJan 14, 2027Case #2022-CV-07702-MF (17)PlaintiffM&T BANKDefendantOSCAR ROSSUM SR., ADMINISTRATOR OF THE ESTATE OF LORENZA ROSSUM, DECEASEDAttorneyKML LAW GROUP, P.C. · 866-413-2311Judgment$142,729Parcel08-011-018Sourcecounty listing ↗
AVM value$321,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$142,729
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$359,000
model: heavy tier · $55/sqft × 6,528 sqft — no inspection; range $251,000–$503,000
Potential profit$-206,409
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (M & T Bank, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $321,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $142,729 |
| Rehab (heavy tier) | model: $55/sqft × 6,528 sqft, no inspection | − $359,000 |
| Selling & holding | model: 8% of AVM value | − $25,680 |
| Potential profit | screening estimate — not underwriting | $-206,409 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$321,000Est. open loans$99,935Owner equity$248,791Assessed value$100,800County market value$100,800Annual taxes$4,796
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths4Living area6,528 sqftLot6,534 sqftYear built1900
Ownership RealEstateAPI (deed/assessor records)
OwnerLorenza RossumOwner occupiedNoVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 22, 2014 | M & T Bank | $99,935 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 22, 2014 | M & T Bank | $99,935 | Conventional |
| Oct 20, 2006 | Countrywide Home Loans Inc | $105,600 | Conventional |
| Feb 23, 2005 | Countrywide Home Loans Inc | $77,750 | Conventional |