59 WEST WYOMISSING AVE
Sheriff sale Berks County Sheriff sale portal · checked Sep 21, 2026
Sale dateDec 11, 2026Case #26-10460PlaintiffPENNSYLVANIA HOUSING FINANCE AGENCYDefendantCARPENTER, JAMES BRYANAttorneyPURCELL, KRUG & HALLER · 717-234-4178Judgment$104,035Opening bid$1Parcel65439517200946Sourcecounty listing ↗
AVM value$194,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$104,035
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior · moderate confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$84,000
model: heavy tier · $55/sqft × 1,535 sqft — no inspection; range $59,000–$118,000
Potential profit$-9,555
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Mortgage America Inc, recorded First) (plaintiff also holds a small subordinate loan, likely an FHA partial claim; judgment aligns with the senior loan). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff matched a small subordinate loan; judgment amount points to the senior loan (typical FHA partial-claim pattern).
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $194,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $104,035 |
| Rehab (heavy tier) | model: $55/sqft × 1,535 sqft, no inspection | − $84,000 |
| Selling & holding | model: 8% of AVM value | − $15,520 |
| Potential profit | screening estimate — not underwriting | $-9,555 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$194,000Est. open loans$111,453Owner equity$94,935Assessed value$70,100County market value$70,100Annual taxes$1,563
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds2Baths2Living area1,535 sqftLot4,356 sqftYear built1910ConditionAverage
Ownership RealEstateAPI (deed/assessor records)
OwnerJames CarpenterOwner occupiedYesVacantNoYears owned7.3Last saleApr 29, 2019 · $114,900Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Apr 29, 2019 | Mortgage America Inc | $111,453 | Conventional |
| Second | Apr 30, 2019 | Pennsylvania Housing Finance Agency | $4,956 | Unknown |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Apr 30, 2019 | Pennsylvania Housing Finance Agency | $4,956 | Unknown |
| Apr 29, 2019 | Mortgage America Inc | $111,453 | Conventional |
| May 6, 2019 | Not Provided | $111,453 | — |
| Mar 10, 2015 | Reo Mortgage Services, Llc | $93,500 | — |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Apr 29, 2019 | $114,900 | James Bryan Carpenter | Valsage Llc |
| Nov 7, 2018 | $35,000 | Valsage Llc | Us Bank Na, Sw Reo Trust 2014 1 |
| Sep 11, 2017 | $5,900 | U S Bank National Association | Pnc Bank National Association, Gary F Hartman Jr |
| Mar 31, 2005 | $68,500 | Gary F Hartman Jr | Citifinancial Services Inc |
| Mar 24, 2005 | $2,100 | Associates First Capital Corp | Cynthia A Vancampen, Darrell P Vancampen |