340 NORTH 12TH STREET
Sheriff sale Berks County Sheriff sale portal · checked Sep 21, 2026
Sale dateDec 11, 2026Case #26-11035PlaintiffLAKEVIEW LOAN SERVICING, LLCDefendantGABRIELINA M. LOPEZ AKA GABRIELINA MARIA LOPEZ AKA GABRIELINA POLANCOAttorneyKML LAW GROUP, P.C. · 215-627-1322Judgment$130,700Opening bid$1Parcel09531770125360Sourcecounty listing ↗
AVM value$145,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$130,700
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$66,000
model: heavy tier · $55/sqft × 1,200 sqft — no inspection; range $46,000–$92,000
Potential profit$-63,300
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (East Coast Capital Corp, recorded First) (matched by judgment-to-loan amount only — plaintiff name doesn't match, likely an assignment). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: judgment amount aligns with the senior loan, but the plaintiff name doesn't match any lender.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $145,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $130,700 |
| Rehab (heavy tier) | model: $55/sqft × 1,200 sqft, no inspection | − $66,000 |
| Selling & holding | model: 8% of AVM value | − $11,600 |
| Potential profit | screening estimate — not underwriting | $-63,300 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$145,000Est. open loans$124,000Owner equity$23,556Assessed value$31,900County market value$31,900Annual taxes$901
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths1Living area1,200 sqftLot1,307 sqftYear built1900ConditionFair
Ownership RealEstateAPI (deed/assessor records)
OwnerGabrilina PolancoOwner occupiedYesVacantNoDistress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jul 18, 2025 | East Coast Capital Corp | $124,000 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jul 18, 2025 | East Coast Capital Corp | $124,000 | Conventional |
| Jan 13, 2022 | Riverfront Fcu | $290,000 | Credit Line (Revolving) / HELOC |
| Jul 19, 2019 | Riverfront Fcu | $14,400 | Purchase Money Mortgage |
| Dec 4, 2006 | Diamond Cu | $15,000 | Unknown |