4502 MALLARD DRIVE
Sheriff sale Berks County Sheriff sale portal · checked Sep 21, 2026
Sale dateDec 11, 2026Case #26-10740PlaintiffCITIZENS BANK NA F/K/A RBS CITIZENS NADefendantMULLEN, PATRICIA JAttorneyMCCABE, WEISBERG & CONWAY, LLC · 2157901010Judgment$167,146Opening bid$1Parcel43532511576359Sourcecounty listing ↗
AVM value$390,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$167,146
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st Senior lien · high confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$85,000
model: heavy tier · $55/sqft × 1,547 sqft — no inspection; range $59,000–$119,000
Potential profit$106,654
model — breakdown below
Title position (model): Foreclosing lien appears to be the senior mortgage (Citizens Bank Na, recorded First). Junior liens are typically divested; taxes/municipal claims can still prime.
Confidence basis: plaintiff name matches the recorded first-position mortgage.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $390,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $167,146 |
| Rehab (heavy tier) | model: $55/sqft × 1,547 sqft, no inspection | − $85,000 |
| Selling & holding | model: 8% of AVM value | − $31,200 |
| Potential profit | screening estimate — not underwriting | $106,654 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$390,000Est. open loans$183,800Owner equity$218,727Assessed value$127,600County market value$127,600Annual taxes$1,960
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths2Living area1,547 sqftLot9,583 sqftYear built1989ConditionGood
Ownership RealEstateAPI (deed/assessor records)
OwnerPaul Mullen & Patricia MullenOwner occupiedYesVacantNoYears owned25.7Last saleJan 26, 2001 · $149,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Jan 1, 2023 | Citizens Bank Na | $183,800 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 1, 2023 | Citizens Bank Na | $183,800 | Conventional |
| Mar 4, 2011 | Citizens Bank Of Pennsylvania | $137,200 | Credit Line (Revolving) / HELOC |
| Mar 4, 2011 | Citizens Bank Of Pennsylvania | $39,200 | Credit Line (Revolving) / HELOC |
| Jul 11, 2007 | Pnc Bank Na | $200,000 | Unknown |
| Nov 24, 2006 | Bank Of America Na | $66,000 | Credit Line (Revolving) / HELOC |
| Sep 26, 2006 | Pnc Bank Na | $26,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jan 26, 2001 | $149,000 | Paul D Mullen, Patricia Mullen | Robert M Stepien, Judith Stepien |