228 CALLERY DRIVE
Sheriff sale Berks County Sheriff sale portal · checked Sep 21, 2026
Sale dateDec 11, 2026Case #18-17599PlaintiffWELLS FARGO BANK NADefendantRUIZ JR, HECTOR LAttorneyBROCK & SCOTT PLLC · 844-856-6646Judgment$186,765Opening bid$1Parcel61542006279924Sourcecounty listing ↗
AVM value$333,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$186,765
county filing
Opening bid / upset$1
Bid4Assets (cost-only starting bid) — costs-only start; plaintiff can credit-bid to judgment
Title position1st? Likely senior · low confidence
model from REAPI mortgage records — not a title search
Rehab (modeled)$49,000
model: medium tier · $35/sqft × 1,408 sqft — no inspection; range $34,000–$69,000
Potential profit$70,595
model — breakdown below
Title position (model): No open mortgages in REAPI records — the foreclosing judgment appears to be the senior encumbrance (unrecorded/missing liens possible).
Confidence basis: based on ABSENCE of mortgage records, not a positive match — records can be incomplete.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $333,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $186,765 |
| Rehab (medium tier) | model: $35/sqft × 1,408 sqft, no inspection | − $49,000 |
| Selling & holding | model: 8% of AVM value | − $26,640 |
| Potential profit | screening estimate — not underwriting | $70,595 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$333,000Est. open loans$0Owner equity$333,000Assessed value$122,600County market value$122,600Annual taxes$1,718
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds3Baths3Living area1,408 sqftLot9,148 sqftYear built1996ConditionGood
Ownership RealEstateAPI (deed/assessor records)
OwnerHector Ruiz JrOwner occupiedYesVacantNoYears owned13.5Last saleMar 19, 2013 · $177,500Distress flagspreForeclosure
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Jan 21, 2010 | New Century Bank | $85,000 | Open End Mortgage / Open End with Future Advance Clause |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Mar 19, 2013 | $177,500 | Hector L Ruiz Jr | Richard R Ranieri, Barbara R Ranieri |
| Jul 15, 2003 | $149,900 | Richard R Ranieri, Barbara R Ranieri | Michael S Wunderlich |
| Apr 29, 2002 | $138,900 | Michael S Wunderlich | William J Krauter |