441 W. HOFFECKER ROAD
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Sep 21, 2026
Sale dateNov 19, 2026Case #26-11-185 / 2024-03316-SSHPlaintiffNORTH COVENTRY MUNICIPAL AUTHORITYDefendantSTUART, JENNIFER L.AttorneyPHILIPS, GREGORY W.Judgment$1,948Sourcecounty listing ↗
AVM value$433,000
RealEstateAPI estimate, Sep 18, 2026 — not an appraisal
Judgment$1,948
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title position? Unknown
model from REAPI mortgage records — not a title search · ~$189,600 senior debt may survive
Rehab (modeled)$81,000
model: heavy tier · $55/sqft × 1,472 sqft — no inspection; range $57,000–$113,000
Potential profit$125,812
model — breakdown below
Title position (model): Plaintiff doesn't match any open mortgage lender (assignments/trustees are common) — 2 open mortgage(s), ~$189,600 original total. Verify position via title search.
Confidence basis: no name or amount link between plaintiff and any open mortgage.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 18, 2026 | $433,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $1,948 |
| Rehab (heavy tier) | model: $55/sqft × 1,472 sqft, no inspection | − $81,000 |
| Selling & holding | model: 8% of AVM value | − $34,640 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $189,600 |
| Potential profit | screening estimate — not underwriting | $125,812 |
Valuation RealEstateAPI · Sep 18, 2026
AVM value (estimate)$433,000Est. open loans$189,600Owner equity$315,448Assessed value$129,910County market value$129,910Annual taxes$5,859
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths4Living area1,472 sqftLot26,250 sqftYear built1971
Ownership RealEstateAPI (deed/assessor records)
OwnerJennifer L StuartOwner occupiedYesVacantNoYears owned21.2Last saleMay 27, 2005 · $237,000Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | May 27, 2005 | Wmc Mortgage Corp | $189,600 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| Second | Feb 17, 2006 | Capital One Home Loans Llc | $53,450 | Stand Alone Refi (Refinance Of Original Loan) |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Feb 17, 2006 | Capital One Home Loans Llc | $53,450 | Stand Alone Refi (Refinance Of Original Loan) |
| May 27, 2005 | Wmc Mortgage Corp | $189,600 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| May 27, 2005 | Wmc Mortgage Corp | $35,550 | Stand Alone Second / Subordinate position |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| May 27, 2005 | $237,000 | Jennifer L Stuart | William J Haley, Emma J Gricar |
| Jun 11, 2002 | $160,648 | William J Haley, Emma J Gricar | Hud, Lewis Arnold Carlson |
| Apr 10, 2002 | $0 | Hud | Washington Mutual Home Loans Inc |
| Feb 19, 2002 | $0 | Washington Mutual Home Loans Inc | Steven M Lewis, Michelle M Lewis |
| May 22, 1998 | $138,000 | Steven M Lewis, Michelle M Lewis | Mark W Goodman, Susan R Goodman |
| Nov 9, 1995 | $107,000 | Mark W Goodman, Susan R Goodman | Mary M Pierce, Henry C Markofski |