20 HUNTER DRIVE
Sheriff sale Chester County sheriff sales on Bid4Assets · checked Sep 21, 2026
Sale dateNov 19, 2026Case #26-11-191 / 2024-04977-SSHPlaintiffCITIZENS BANK (S/B/M)DefendantJARA, ROBERTAttorneyJAVARDIAN, GREGORYJudgment$36,044Sourcecounty listing ↗
AVM value$518,000
RealEstateAPI estimate, Sep 19, 2026 — not an appraisal
Judgment$36,044
county filing
Opening bid / upset—
not published yet — most counties post near/on sale day
Title positionJR Junior lien · high confidence
model from REAPI mortgage records — not a title search · ~$224,000 senior debt may survive
Rehab (modeled)$109,000
model: heavy tier · $55/sqft × 1,981 sqft — no inspection; range $76,000–$153,000
Potential profit$107,516
model — breakdown below
Title position (model): Foreclosing lien appears junior (Citizens Bank); ~$224,000 of senior mortgage debt (original amounts) likely survives the sale.
Confidence basis: plaintiff name matches a junior-position mortgage with senior debt recorded ahead of it.
Inputs: the open-mortgage records shown below.
How the profit estimate is computed methodology
| Line | Source | Amount |
|---|---|---|
| AVM value | RealEstateAPI, fetched Sep 19, 2026 | $518,000 |
| Purchase basis (judgment) | county filing — actual price is set by bidding and can exceed this | − $36,044 |
| Rehab (heavy tier) | model: $55/sqft × 1,981 sqft, no inspection | − $109,000 |
| Selling & holding | model: 8% of AVM value | − $41,440 |
| Senior debt that may survive | title model (original amounts, not payoffs) | − $224,000 |
| Potential profit | screening estimate — not underwriting | $107,516 |
Valuation RealEstateAPI · Sep 19, 2026
AVM value (estimate)$518,000Est. open loans$224,000Owner equity$392,260Assessed value$168,830County market value$168,830Annual taxes$8,987
Property RealEstateAPI (county assessor data)
TypeSingle Family ResidenceBeds4Baths3Living area1,981 sqftLot20,000 sqftYear built1999
Ownership RealEstateAPI (deed/assessor records)
OwnerRobert JaraOwner occupiedYesVacantNoYears owned23.0Last saleJul 25, 2003 · $233,500Distress flagsNone reported
Flags come from RealEstateAPI's nationwide database and can miss county-level (Prothonotary) filings — treat "none" as "none reported", not clear title.
Open mortgages RealEstateAPI recorded-mortgage data — original amounts, not payoff balances
| Position | Date | Lender | Original amount | Type |
|---|---|---|---|---|
| First | Mar 30, 2006 | Citimortgage Inc | $224,000 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| Second | Oct 13, 2017 | Citizens Bank | $30,000 | Conventional |
Mortgage history RealEstateAPI recorded-mortgage data
| Date | Lender | Amount | Type |
|---|---|---|---|
| Oct 13, 2017 | Citizens Bank | $30,000 | Conventional |
| Mar 30, 2006 | Citimortgage Inc | $224,000 | Fannie Mae/Freddie Mac (Phased Out Keying In 2008 Because Fannie Mae Does Not Originate Loans Directly To Borrowers Or Investors. Most "New Conventional" Loans Meet Their General Underwriting Guidelines.) |
| Jul 18, 2005 | Jpmorgan Chase Bank Na | $25,000 | Credit Line (Revolving) / HELOC |
Sale history RealEstateAPI deed records
| Date | Amount | Buyer | Seller |
|---|---|---|---|
| Jul 25, 2003 | $233,500 | Robert Jara | Mark A Hill, Heather L Hill |
| Oct 30, 2001 | $192,500 | Mark A Hill, Heather L Hill | Frederick W Ashman, Gina M Ashman |
| Nov 29, 1999 | $0 | Frederick W Ashman, Gina M Ashman | Frederick W Ashman |